SOLVE ONLINE HOME >> QUESTIONS

QUESTION: What are your requirements for receiving a payday loan?

ANSWER: Click here to view the qualifications for receiving a loan..

QUESTION: What are my payment options if I apply for a loan today?

ANSWER: There are three different payment options, which can be found HERE.

QUESTION: What exactly is the application process for receiving a payday loan?

ANSWER: Details of the loan application process can be found HERE

ANSWER: If you have monthly net income of at least $1,200 and an active checking account, you may qualify for a loan. You must have been employed or receiving income for at least three months. Your checking account must have been active for at least three months. An "active" checking account means that you regularly make deposits and withdrawals, and you have checks with your name and address preprinted on them.

QUESTION: Can I still receive a payday loan if I have a savings account instead of a checking account?

ANSWER: Unfortunately, we are only able to transfer funds electronically to your checking account. If you have only a savings account, and not an active checking account open for three months, we will not be able to provide a payday loan for you today.

QUESTION: I have had some problems with my credit in the past. Am I still eligible to receive a loan from your company?

ANSWER: Problems that you may have had with previous creditors will not automatically disqualify you from receiving a payday loan. We understand that difficult circumstances related to credit issues can happen to everyone. We do not perform a credit check with the three major credit bureaus as part of your loan application. However, we will verify your information through certain consumer reporting services, such as Tele-Track.

QUESTION: I have submitted my application online. When will I receive an answer from your company?

QUESTION: If I receive a payday loan from your company today, when will I have to pay back the loan?

QUESTION: What are the times when customer service is available to help me with further questions?

QUESTION: What is the maximum loan amount for which I will be eligible?

ANSWER: The amounts of our payday loans are a minimum of $100.00 and a maximum of $1,000.00. The exact loan amount for which you may be approved is determined by several factors, including the amount of your income, how long you have been employed at your current job, the length of time that your checking account has been active, and any negative activity associated with any of your current or previous bank accounts (such as excessive returned items, excessive overdrafts, account closures or fraud.) Another factor is any negative history with other payday loan providers.

QUESTION: Can I extend my loan instead of paying it in full on my next payday?

ANSWER: Yes. You may have an extension. Please see the payment options for your payday loan section for more information related to extensions.